Playing Baccarat

Baccarat is a popular game whose object is to bet on the hand, either the Banker's or the Player's, that will be closest to a total of 9. Red Lounge Baccarat is played with a single deck of 52 cards. There are three types of bets. You may wager either on the Player hand, the Banker hand or a Tie bet. If you bet on the Player hand and you win, then you are paid 1:1. You are also paid 1:1 on winning Banker hands, but you must pay a 4% commission to the casino for betting on the Banker. If you bet on a Tie and you win, you are paid 9:1.

The most complicated aspect of the game is interpreting when the Players' hand and the Banker's hand are given a third card before determining the outcome of the hand, but as you play the game, you will see that even this is simple. Then, you too can enjoy the sophisticated game of Baccarat!

How to Play

You start play by placing a bets either on the Player, Banker or Tie. Then, both the Player and Banker are dealt two cards each. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the total value of a hand is greater than 9, then 10 points are subtracted from the total.

The Rules

If the Player's two cards total:

0-5 Player must draw 3rd card

6-7 Player must Stand

8-9 "Natural" (both hands Stand)

If the Banker's two cards total:

0-2 Banker must draw 3rd card

3-5 If Player stands on two cards, Banker must draw. If Player draws then third card to Player Hand determines draw or stand (see below)

6 If Player stands on two cards, Banker must stand. If Player draws then third card to Player Hand determines draw or stand (see below)

7 Banker must stand

8-9 "Natural" (both hands Stand)

When the Banker's two cards total 3-6 and Player's total is

3 then Banker does not draw when Player's 3rd card is 8

4 then Banker does not draw when Player's 3rd card is 0-1-8 or 9

5 then Banker does not draw when Player's 3rd card is 0-1-2-3-8 or 9

6 then Banker draws only when Player's 3rd card is 6 or 7

7 then Banker Hand must stand